ELA Settlement Services, LLC
(hereinafter referred to as ELA)

ELA Settlement Services
Reasons to Consider Life Settlements
Reasons to Consider
Life Settlements
About ELA
About ELA
Field Assessment Form
Assessment Form
Case Examples
Case Examples
Case Examples
» Generic Application
» Connecticut Residents
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» New York Residents
Reasons to consider
a Life Settlement:

Life Settlement Services
  • A highly liquid estate may no longer require life insurance to pay estate taxes
  • A reduction in estate size may mean less insurance is needed for projected taxes
  • Premiums may no longer be affordable
  • Vanishing premiums have reappeared
  • Large loans against the policy make it too expensive
  • An individual may desire to remove a policy from an estate
  • A change in survivorship coverage may be beneficial
  • A policy is owned by a corporation on an executive who is no longer with the company
  • Insurance was acquired to fund a buy-sell or stock redemption agreement, and the company/partnership has been sold or dissolved
Proceeds from the sale may be used in any way the recipient desires.
Common uses include:
  • Purchase of additional securities, mutual funds, annuities, or other types of life insurance
  • Payment for long-term care insurance or other asset protection tools
  • Funding a charitable gift, charitable lead trust, charitable remainder trust, or gift annuity
  • Payment of gift taxes
  • Purchase of stock from a business partner

ElA Settlement Services LLC
1435 Morris Ave. P.O. Box 3137 Union, NJ 07083
1-800-388-0103 email info@execlife.com